Premarital Checklist

This checklist is designed for clients who are approaching their first marriage, clients preparing for their second marriage, or perhaps clients’ children planning their special day. These are exciting times, in addition to the work and planning surrounding the ceremony itself, there are many financial considerations that should be addressed.

Financial Plan

  • Cash flow and budget analysis
  • Short-term and long-term goals
  • Emergency fund
  • Clarify values and financial decision-making
  • Savings strategy
  • Wedding expenses

Review of Outstanding Debt

  • Student loans
  • Credit cards
  • Auto loans
  • Mortgage

Portfolio Review

  • Investment strategies
  • Asset allocation
  • Risk tolerance
  • Time horizon
  • Diversification
  • Contributions
  • ESG

Insurance Review

  • Life
  • Auto, umbrella, homeowners/rental
  • Medical/dental
  • HSA and FSA
  • Disability

Special Considerations

  • Prior marriage financials
  • Beneficiaries
  • Blending of assets