Retirement Checklist

This checklist is designed for clients entering their later years who may be well into their retirement. The list addresses important, yet commonly overlooked, strategies that clients should review as part of their financial plan. Planning for potential medical needs, housing transitions, and having an updated estate plan are some of the topics that should be discussed with your Financial Advisor.

Portfolio Review

  • Roth IRA conversions
  • Tax efficiency
  • Investment strategies
  • Asset allocation
  • Risk tolerance
  • Diversification
  • ESG

Financial Planning

  • Cash flow and budget analysis
  • Short-term and long-term goals
  • Real estate plans
  • Large expenditures
  • Monte Carlo analysis

Retirement Spending Plan

  • Guaranteed income projection
  • Social Security analysis
  • Tax-efficient distribution strategy
  • RMD and QCD analysis

Insurance Review

  • Life
  • Long term care
  • Auto, umbrella, homeowners/rental
  • HSA
  • Medicare

Estate Plan

  • Wills/Trusts
  • Power of Attorney
  • Health Care Directive
  • Legacy goals
Family Meeting